Firstly it was the introduction of Bank Airtime Recharge USSD code by different banks, many bank have now improved and added transfer and bill payment by just USSD code.
Just by dialing a short code on your mobile phone you can transfer money from your account to any bank account in Nigeria without visiting the bank.
Yes, from the comfort of your home you can tranafer money, pay bills, buy airtime, Recharge your DSTV and more, thanks to the introduction of Bank USSD code.
Today, we will list different ways and methods that you can use to transfer money with your mobile phone easily.
This is not a mobile money service and it requires no sign up, its just your normal bank account and phone number.
You don’t have to go to the bank to queue again as its very fast and reliable, so without wasting time here is how to transfer money with mobile phone.
NOTE: You must dial the code with the number registered with the bank, that is the number you use in receiving alert from the bank.
How to Transfer money with Mobile Phone
Guaranty Trust Bank (GTB) USSD Money Transfer Code
To transfers to a GTBank account Dial *737*1*Amount*Account No# For example, *737*1*1000*0987654321#
To transfers to other Bank Account simply dial *737*2*Amount*Account No# for example *737*2*1000*0987654321#. You will be require to input the last four digits of your GTBank ATM Card to validate the transaction.
Fidelity Bank USSD Money Transfer Code
To transfer money from Fidelity bank account to another bank account, simply dial this *770*Account number*Amount#
If you haven’t used the service before, you will be requested to create a PIN. You can dial *770#, Enter your NUBAN Account number (Fidelity bank account number), Select a 4-digit PIN for your account.
First Bank USSD Money Transfer Code
First bank USSD code allows customers to transfer money, pay bills, withdraw money or make purchases.
Its one of the easiest code to remember as it is same for all their transactions.
To transfer money, simply dial *894# and select 1; dial *894# and select 2 to withdraw money, or *894# and select 3 to make purchase; dial *894# and select 4 to pay bills,or just dial *894# and select 5 to buy airtime; and dial *894# and select 7 to manage account.
Wema Bank USSD Money Transfer Code
For Wema Bank customers, to do a quick FUNDS TRANSFER, dial *322*035*Account No*AMOUNT#
The Wema Quick Recharge Code should only be used with the phone number registered with the bank
Diamond Bank USSD Money Transfer Code
To transfer with Diamond Bank Y’ello account holders, to Transfer money to any bank Dial *710*777*ACCOUNT NO*AMOUNT*PIN#.
For Diamond Y’ello to Diamond Y’ello Transfers Dial *710*710*PHONE NO*AMOUNT*PIN# For other Diamond account holders check options below.
Ecobank USSD Money Transfer Code
With Ecobank Mobile Banking you can do all your banking on your mobile phone. You can Make instant transfers, Check balances, Pay bills, Read mini-statements, Buy airtime.
To get started Dial *326# and follow the prompt
Zenith Bank USSD Money Transfer Code
To transfer money to another account using Zenith Bank just Dial *966*Amount*Account Number# (e.g. *966*1000*1234567890#) from the phone number you registered with Zenith Bank, then follow the on-screen prompts.
First City Monument Bank (FCMB) USSD Money Transfer Code
To transfer using FCMB mobile banking service
Just Dial *389*214#
FCMB Welcome Message is displayed with the following options
1.Activate with card
2.Activate with Account
3.Activate with Mwallet
Choose option 2 by typing 2 and send
Enter your account number
Before you can transfer, you will have to Call Contact Centre on 01-2798800 or visit any FCMB branch to generate your PIN.
Once you’ve gotten your PIN Dial *389*214# on the phone and click on Security, Select Change PIN to enter your default PIN and enter your new four digits PIN when prompted
Dial *389*214# for subsequent access to FCMB Mobile service
You can Check HERE for a detail post on FCMB USSD code to transfer money to FCMB or other banks
Unity Bank USSD Money Transfer Code
Unity Bank USSD mobile banking gives you secure and fast way to transfer funds to Unity bank accounts and to other bank accounts.
To get started Simply dial *389*215#
United Bank for Africa (UBA) USSD Money Transfer Code
United Bank for Africa (UBA) USSD mobile banking gives you secure and fast way to recharge airtime, submit/update BVN Number and transfer funds to UBA bank accounts and to other bank accounts.
For a detailed post on UBA USSD Click HERE
Simply dial *919# from your registered phone number and follow the instruction.
Skye Bank USSD Money Transfer Code
Skye Bank USSD mobile banking allows you to make bill payments, check account balance, transfer funds and more easily, comfortably and conveniently.
To get started Simply dial *833#
Sterling Bank USSD Money Transfer Code
Sterling Bank USSD provides smarter way of banking.
To get started or use the service just dial *822# on the phone number linked to your sterling bank account and follow the prompts.
Note: Unlike others that is free, N5 will be deducted from your airtime balance everytime you dial the sterling bank ussd code on your phone.
A PIN will also be required to complete transactions via the ussd code. You will get the pin when you register for the Sterling bank *822# service.